A Notice of Correction is a piece of text that can be added to your credit report so that it may be viewed by lenders or other organisations when they use Equifax to check your information. You may wish to add a Notice of Correction if there is information on your Equifax Credit Report that is accurate but you feel requires further explanation. For example, if you missed a payment, you may wish to explain the reason for this, perhaps for the benefit of potential lenders who may view your report before making a lending decision. You should be aware that adding such a note can sometimes delay lending decisions, because a note may cause some lenders to refer your application for a manual review rather than make an automated decision. If the lender reviews your note they may not agree with it, or they may ask for additional information from you. You should also be aware that adding a note to your Equifax Credit Report will not change your credit reports at other credit reference agencies, although you can contact the other credit reference agencies and ask them to add notes also. Your Notice of Correction must be factual, relevant, and must not be longer than 200 words. It must not be defamatory (affecting someone's good name or reputation), frivolous or scandalous, or for any other reason unsuitable for publication. Equifax will help suggest some wording when you use your Online Help account to make an application to have a note added. If you’d prefer to use your own wording, you can use your Online Help account to do this also. If you wish to proceed, please click on "Add a notice of correction" below and complete the application process.

The term "correction" implies that the NOC can be used to change your credit record. In fact, the explanation given by Equifax would be better described as a Notice of Clarification/Notice of Explanation, as it doesn't appear to correct the information provided by banks/lenders.